Budget

SIMPLE WAYS TO PRIORITIZE YOUR BUDGET

Determine Essential Expenses

Start with nonnegotiable or fixed expenses such as mortgage, rent, car payments, and utilities. You can also take out things like groceries and gas in this category. 

Keep an Emergency Fund

You never know when your car may need serviced, family emergencies come up, or housing maintanance needs to be done. Put a small portion aside each month.

Before you know it, you'll have a little saved up.

Make Goals

Make a list of goals and expenditures. Goals to keep in mind; Minimal living expenses, build an emergency fund, payoff debts, and build wealth.

A spreadsheet provides a concrete, organized, breakdown of how much money you have coming in and going out.